The unlimited secret of HDFC bank personal loan

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HDFC bank personal loan

 Friends, whenever you want to take personal loan from HDFC bank, many questions will come in your mind like how to apply for HDFC bank personal loan, eligibility for personal loan, age limit, and rate of interest.  Friends, today in this article we will know about the answers to all these questions of yours, so let’s start.

HDFC bank personal loan

HDFC Bank personal loan

HDFC Bank Personal Loan is an offer from the bank.  In which any person who fulfills their eligibility.  He can take a loan of up to ₹ 2000000 from HDFC Bank.  In this, it is not necessary for that person to have a bank account in HDFC Bank.  Any person who does not have an account with this bank can also take advantage of this offer.  For this, you have to consider their terms and condition score.  You can get this loan in two easy ways.

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HDFC bank

1- pre approved customer

 In this method, you are offered a personal loan by an HDFC Bank Kia agent.  In this way your loan gets pre-paid in just 10 seconds.

 2- If you are not eligible for HDFC’s pre-approved customer, then you get this loan within 4 hours of applying.

Eligibility for HDFC bank personal loan

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We have learned so far about HDFC Bank Personal Loan and its benefits and its rate of interest.  Now we will know about Eligibility for HDFC Bank Personal Loan

 

 1-  The person in whose name the loan is to be taken, it is necessary for that person to do a job somewhere, whether it is a private job or government.  It is necessary for that person to do a job and also that person’s job should be at least 2 years old.  And where he is currently working, his job should be at least 1 year old.

2- The person in whose name you want to take the loan, the minimum age of the person should be 21 years and his maximum age should be 7 years.  That is, that person should be between the age of 21 to 60 years.

 3-  If the person taking the loan has a salary account in HDFC Bank, then his minimum salary should be 25000.  And if his salary account is in any other bank then his minimum salary should be ₹ 50000.

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Documents for personal loan in HDFC

Friends, before taking a personal loan, you have to keep some of your documents ready.  So that you do not get late in taking the loan without any reason.  And you can take your HDFC Bank Personal Loan without any hassle.  The list of required documents is given below.

HDFC bank

 1- You can give any of your ID card for your identification.  (Passport / Voter ID / Driving License / Aadhar Card / PAN Card)

 2- You will also have to provide your address group, for which you can provide the following documents.

 (Passport / Voter ID / Driving License / Aadhar Card / PAN Card)

 3- You have to give your latest 3 months bank statement.

 4- You have to give the last two slips of your salary.

 

How to apply for HDFC bank personal loan

Friends, there are two easy ways to take a personal loan from HDFC Bank.  One way is to apply online and the other way is to apply offline.  Let us know about both the methods.

HDFC bank personal loan

Offline apply 

 To take a personal loan from HDFC Bank offline, you have to first go to your nearest bank branch and after that you have to give information there that you want a personal loan.  Then the staff there will give you a form.  Fill the form which you have to submit and submit it to the bank.  Then you will get your personal loan as soon as your form is approved by the bank manager.

 

Online apply 

Friends, you can take your personal loan immediately by visiting the official website of HDFC Bank.  And from there you can fill your online application form.  While applying online, keep all the necessary documents mentioned above with you.

Benefits of HDFC bank personal loan

1- HDFC bank personal loan rate of interest

HDFC Bank offers a very low rate of interest from 10.75% to 21.30% on its personal loans.  HDFC Bank personal loan rate of interest is very low as well as its payment and installation process is very easy.  The rate of interest varies according to your loan amount and your loan tenure. 

In this, you are given time ranging from 12 months to 60 months.  One can choose his time according to his ability.  The rate of personal loan depends on many factors.  Like your age, your employment, payment record, current loan etc.  If you have not taken any loan yet, then you will get this loan at a very low rate of interest.  If your income is good enough then you get higher loan amount and lower rate of interest.

2- pre- approved customer benefits

If you are a pre approved customer from HDFC Bank.  That is, this personal loan has been offered to you by HDFC Bank.  So if you want to take this personal loan, then the company claims that you can get this loan in just 10 seconds.

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3- If this loan has not been offered to you by HDFC Bank and you still want to take this Loan by yourself.  So in such a situation, it may take at least 4 hours for you to take a loan from HDFC.

4- If you want to take a personal loan from HDFC online and apply, you can still get this loan in less than 4 hours.

 5- You also get a lot of insurance offers when you take a personal loan from HDFC Bank.  For example, you can also get accident cover and personal loan security by taking a loan from here.

 6- You do not have to give any details of your loan amount to the Government of India when you take Personal Loan.

 7- In this you get 24 * 7 customer call and chat support.

 8- HDFC Bank is included in the list of number 1 banks in India.

 

 If you want to know about them in detail, then you can take information from the official site of HDFC Bank.

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